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Kotak Bank Statement Password Format (FY 2026-27): Exact Formula & Unlock Guide

October 3, 20266 min readCA Rakesh Sharma

Kotak Mahindra Bank delivers monthly account statements and credit card bills as encrypted, password-protected PDF files to protect customer financial data. Depending on whether your statement was delivered via email or downloaded from Net Banking / Mobile Banking, the exact password formula varies.

Quick Answer: What Is the Kotak Bank Statement PDF Password?

For Email e-Statements: Your 9-digit CRN (Customer Relationship Number). For Mobile App Downloads: Your Date of Birth in DDMMYYYY format (8 digits). For Credit Cards: First 4 letters of your name in CAPS + Date & Month of Birth in DDMM format.

  • Email e-Statement: 9-digit CRN without any spaces or symbols.
  • Mobile App Statement: Date of birth in DDMMYYYY format (e.g. 15081992).
  • Credit Card Statement: First 4 letters in CAPS + DDMM (e.g. RAHU1508).
  • TrulyInvoice automatically synchronizes unlocked Kotak statements and supplier purchase bills into Tally Prime in 15 seconds.

Kotak Password Format by Account & Download Source

Statement Type / SourcePassword FormulaExample
Email Monthly e-Statement9-digit Customer Relationship Number (CRN)123456789
Kotak Mobile App DownloadDate of Birth in DDMMYYYY format15081992 (15 Aug 1992)
Kotak Credit Card StatementFirst 4 letters of name (CAPITALS) + DOB in DDMM formatVIKR1508 (Vikram, 15 Aug)

How to Find Your Kotak CRN in 30 Seconds

If you don't remember your 9-digit CRN, you can retrieve it immediately using any of these methods:

  • Check Your Debit Card: The 9-digit CRN is embossed on the bottom-left corner of your physical Kotak Debit Card under your name.
  • Instant SMS Service: Send an SMS with the word CRN to 9971056767 or 5676788 from your registered mobile number. Kotak will instantly reply with your CRN.
  • NetBanking / Passbook: Your CRN is printed on the front page of your Kotak chequebook and passbook.
After Unlocking: 1-Click Tally Sync

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After Unlocking — Import Kotak Statements to Tally Prime

For accounting professionals managing client portfolios, opening password-protected statements is only the first hurdle. Reconciling hundreds of UPI transfers, NEFT payments, and vendor cheques manually in Tally Prime eats up billable hours.

Using TrulyInvoice's dedicated bank statement to Tally automation, you can drop your unlocked Kotak bank statement PDF directly into the platform. TrulyInvoice automatically detects dates, transaction descriptions, cheque numbers, withdrawal/deposit amounts, and matches them to your Tally ledgers — posting complete bank payment, receipt, and contra entries in Tally via local Port 9000 connector sync in seconds.

If your firm also handles high volumes of vendor bills, discover our AI-driven purchase invoice entry automation to post verified F9 purchase vouchers directly into Tally in 15 seconds.

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Stop manually keying in bank transactions line by line. TrulyInvoice automatically unlocks, parses transaction dates, descriptions, and amounts, and syncs complete Payment and Receipt vouchers directly to Tally Prime.

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C
CA Rakesh SharmaExpert Reviewer

Chartered Accountant & Accounting Automation Specialist

Last Verified: October 3, 2026
TallyPrime FY 2026-27 (v4.0+)
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